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Definitions

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  • "Website" means the website hosted as 

  • "User" means any person who downloads the Application and/or a person who access the Platform and/or a person who avails any of services, products or facilities offered through the .

  • "Group Companies" includes any company which is a holding, subsidiary, fellow subsidiary, or associate of the Company.

  • "KYC" means all requirements pertaining to "Know your client" Norms and customer due diligence, with respect to User, as per the requirements prescribed by regulatory authorities from time to time.

  • "Laws" means all laws, ordinance, statutes, rules, orders, decrees, injunctions, licences, permits, approvals, authorisations, consents, waivers, privileges, agreements and regulations of any Governmental authority having jurisdiction over the relevant matter as such which are in effect as of the date hereof or as may be amended, modified, enacted or revoked from time-to-time hereafter.

  • "Privacy Policy" means the privacy policy published on Platform.

  • "Terms of Use" shall mean these terms and conditions set out herein regarding the use of the Platform by the User.

  • "Terms and Conditions" shall mean the product specific terms and conditions which are set out in the relevant product section

Your Account Details / Information​

  • If we provide you with account information or any other relevant information such as a username, user ID, identification number, account code and/or password, you must keep such information confidential and secret and not disclose it to anyone. All account information is provided for use by the named account holder only, and not for any other person. You are responsible for any consequences of unauthorised access to your account due to any disclosure of your account information to any third party knowingly or unknowingly.

  • Where we provide you with the option to select your own login information, including a password, we recommend that you do not supply login information unique to your own use of , and do not use information from other accounts you may hold with other Platforms or any easily discoverable information about you. You are responsible for any/all consequences of unauthorised access to your account due to any disclosure of your login information or other credentials to any third party knowingly or unknowingly.

  • You must never use another user's account without the permission of Times Internet Limited and/or Banayantree Services Limited. When creating your account, you must provide accurate and complete information. You agree that you will not solicit, collect or use the login credentials of other individuals at any point of time. We prohibit the creation of, and you agree that you will not create, an account for anyone other than yourself. You also represent that all information you provide to us upon registration and at all other times are true, accurate, current, and complete. You agree to update your information immediately upon any change as it is necessary to maintain its truth and accuracy.

  • We reserve the right to withdraw access to your account without notice for any actual or suspected breach of these "Terms of Use" or any other documentation referred to in them, including, without limitation, where we suspect that there has been unauthorised access to your account, or any unauthorised disclosure of your login information. Further the account can be suspended on account of any regulatory, legal or lawful obligation prescribing or indication action on the account or on account of any obligation arising on.

  • If you know or suspect that the confidentiality of your login information has been compromised, for example, by the disclosure of such information to any third party, you must immediately change your password. If you are unable to change your password, you must immediately notify us by email, investment@extracover.in

  • Introduction of Parties:

  • Ownership and Licensing:

  • BTSL is acknowledged as the licensed service provider and user of the Platform.

  • Agreement to Policies and Terms:

  • Users are required to ensure that they and anyone accessing the Platform through their devices are aware of and agree to the Terms of Use, as well as other relevant documentation.

  • Non-agreement to the Terms of Use prohibits users and associated persons from accessing or using the ET Money Platform.

  • Awareness of Documents and Policies:

  • Users are reminded of the existence of multiple documents and policies governing the use of the ET Money Platform, which are available for reference on the platform.

  • Adherence to all terms, conditions, policies, procedures, instructions, and guidelines on the platform is emphasized.

  • Product-Specific Terms and Conditions:

  • Users opting to use specific products or services offered by BTSL are advised that they will be governed by the respective products' Terms and Conditions, in addition to the overarching Terms of Use and Privacy Policy.

  • Disclaimer on Product/Services:

  • The company (TIL) disclaims responsibility or liability for products/services offered by BTSL.

  • Additional Governing Documents:

  • Users are informed that, in addition to the Terms of Use, their use of the Platform is governed by the Privacy Policy, Product-Specific Terms and Conditions, and the Cookies Policy.

  • Consent to Processing of Information:

  • Users acknowledge that their information will be processed in accordance with the Privacy Policy, and the use of cookies and similar technologies will follow the Cookies Policy.

  • Hierarchy of Documents:

  • In case of any inconsistency between the Terms of Use and other documents,

Terms and condition

Acceptance of Terms

This section should state that users must agree to the terms and conditions before using the website. It can also mention that continued use implies acceptance of any future updates to the terms.

Eligibility

Specify who is eligible to use the investment platform. This may include age restrictions, legal capacity, and any other relevant criteria.

User Accounts

Outline the process of account creation, user responsibilities for maintaining account security, and the consequences of unauthorized account access.

Investment Services

Describe the investment services offered on the website, including any limitations or restrictions. Be clear about the nature of the investments, risks involved, and potential returns.

Risks and Disclaimers

Include a comprehensive disclaimer about the risks associated with investments. Make it clear that the website does not provide financial advice and that users should consult with a financial professional.

Privacy Policy

Include a comprehensive disclaimer about the risks associated with investments. Make it clear that the website does not provide financial advice and that users should consult with a financial professional.

Code of Conduct

Establish rules for user behavior on the platform, prohibiting activities such as fraud, manipulation, or any other illegal or unethical conduct.

Fees and Payments

Clearly state any fees associated with using the investment services. Outline payment terms, refund policies, and any other financial transactions relevant to the platform.

Limitation of Liability

Limit the website's liability for any damages or losses incurred by users, emphasizing that users are responsible for their investment decisions.

Governing Law

Indicate the jurisdiction governing the terms and conditions and the resolution of any disputes.

Amendments

We've rights to modify the terms and conditions and the process for notifying users about changes.

Investments in securities market are subject to market risks, read all the related documents carefully before investing. The information and opinions presented in this update are believed to be reliable, yet they have not been independently verified. No guarantee, representation, or warranty, whether express or implied, is provided regarding the accuracy, completeness, authenticity, or validity of the information. It is crucial to note that the content shared here does not constitute an offer or an invitation to buy or sell any securities or derivative instruments associated with such securities. Market risks are inherent in securities investments, and the value and return on investment may fluctuate due to factors such as changes in interest rates, foreign exchange rates, or other market conditions. Investors should be aware that security prices may rise or fall, and there is a possibility of receiving amounts lower than the initial investment. Investors are strongly advised to consider all risk factors, including their financial condition and risk tolerance, seek independent professional and tax advice, and evaluate the suitability of the investment before proceeding. The opinions expressed in this report represent the current viewpoint as of the stated date. However, investors should be aware that statements about future prospects may not materialize, and such statements are of a general nature that may not be specifically suitable for every investor. Past performance does not guarantee future results, and actual outcomes may differ significantly from projections. YSL, its research analysts, directors, officers, employees, and associates bear no responsibility for any loss or damage arising from the use of this information. This information is not intended for distribution to individuals or entities in jurisdictions where such distribution, publication, availability, or use would be contrary to law, regulation, or subject YSL and associates to registration or licensing requirements. The eligibility of the securities described herein for sale may vary across jurisdictions and investor categories. Individuals in possession of this document are obligated to inform themselves of and adhere to any applicable restrictions.

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